#low interest credit cards
5 best low APR credit cards of 2015
Even though many zero-percent-APR introductory offers have been getting longer lately, a low-interest credit card can help you prepare for an emergency expense or for a moment when you might not qualify to surf your balance interest-free. The best low APR credit card offers typically come with no annual fee and require excellent credit.
PenFed Promise Visa Card
Regular Purchase APR 7.99% – 16.99% Variable
Annual fee $0
Barclaycard Ring MasterCard
Meanwhile, an upstart division within one of the world’s biggest credit card issuers keeps running an experiment to see what their operation might look like if they ran it more like a credit union. The Barclaycard Ring MasterCard runs on a set of community principles shared on a cardholders-only website. Members help decide everything from service fees to charitable donation recipients. As a result, Barclaycard Ring now features a low, variable APR for purchases and balance transfers, no balance transfer fee, a relatively low cash advance fee and no foreign transaction fee.