NEWS

Feb 13 2018

Get A Fast Auto Insurance Quote, get an auto insurance quote.#Get #an #auto #insurance #quote

Protect your family, yourself, and your assets Get a fast quote with the right coverage to protect you and your family against accidents and disasters. Finding the right insurance at the right price should be a top priority for personal protection and keeping you safe from increasing repairs and hospital costs. Get Auto Insurance Quote Lower your insurance rate for the same coverage Finding a lower rate for your auto insurance for the same or better coverage is easier than you think. If you haven’t checked your insurance rate in the past six months you could be missing out on …

Nov 7 2017

Maruti Celerio: An affordable car loaded with safety features. #cars #for #rent

#maruti cars # Besides offering the popular AMT mechanism in Celerio, Maruti is gradually introducing this technology in many of its cars with Alto K10 and Ertiga already bestowed with the same while S-Cross and Swift duos will soon be getting the same treatment. M aruti Suzuki Celerio will now come equipped with ABS and airbags for all its variants, thanks to the new enhancements introduced by the country s largest passenger car maker. This means that even the base version of the car will get the same facility which should auger well with most users looking to buy an …

Nov 7 2017

What an Accident Taught Me About Car Rental Insurance – Financial Wellness @ Work #moving #trucks #rental

#a rental car # What an Accident Taught Me About Car Rental Insurance If you’ve ever had to rent a car, you know that car rental companies love to sell insurance on their cars. They’ll often ask whether you’d like just the basic coverage or additional coverage at the counter even after you’ve already declined both when making your reservation. After all, it’s one of their big profit centers. Of course, when you’re busy traveling is one of the times when you’re least in the proper state of mind to make a good decision about this sort of thing. You …

Nov 6 2017

What Information Does an Auto Insurance Company Need? #manulife #insurance

#car insurance information # Share with friends Certain auto insurance information is required by company s before they can issue you an insurance policy. This information is important to help them set rates and premiums. Before starting to gather your quotes, whether online, by telephone or in person, it is a good idea to gather all the relevant documents that contain the information you will need. For example, an existing auto policy and your vehicle registration document will be a great help, but there may be other documents required as well. Required Auto Insurance Information When applying for auto insurance …

Nov 6 2017

Why You Need an Umbrella Policy #multicar #insurance

#umbrella insurance # Why You Need an Umbrella Policy By Kimberly Lankford | July 22, 2010 Adding extra liability coverage to your auto- and homeowners-insurance policies can protect your finances from expensive lawsuits. We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1-million personal-liability umbrella policy. Why would we need this much coverage? “As long as you can earn a livelihood, you should have an umbrella liability policy,”says Mitch Freedman, a CPA and personal financial specialist in Westlake Village, Cal. Advertisement He recommends that everyone have at least a $1-million umbrella …

Nov 5 2017

What does an auto insurance policy look like? Online Auto Insurance #caravan #insurance

#auto insurance policy # What does an auto insurance policy look like? Company Name – This is the name of the auto insurance company which entered the insuring agreement or the policy . Be sure to understand the difference within a brokerage and companies. It is against laws to use the term insurance company in a business name unless it is one so if you re buying a policy through a business using the words, services, marketing, or agency, it probably is acting on behalf of another company who s actually entering the agreement. Policy Number – This number is …

Sep 30 2017

How to Buy an Individual Health Insurance Plan – Health. #vehicle #insurance #quotes

#how to get insurance # How to Buy an Individual Health Insurance Plan Tips Check with your state regulator that the company selling the product is considered a legitimate insurer. Don’t just look at premiums. Figure in other out-of-pocket costs you will face. Watch out for benefit limits, including annual and lifetime maximum payouts. Related How-Tos Feedback More Americans are buying their own health insurance, but the process can be tough. There are ways to make sure you understand what you’re buying, and that you get the product that s best for you. You may want to start by confirming …

Sep 23 2017

5 Tips for Refinancing an Auto Loan #fafsa #loans

#refinancing car loan # 5 Tips for Refinancing an Auto Loan Page 1 of 4 5 Tips for Refinancing an Auto Loan Since the end of 2008, and until U.S. unemployment and inflation rates drop and stabilize, the Federal Reserve is holding interest rates at historical lows, allowing financial institutions to offer appealing rates for new and used car loans. This regulatory climate also means that refinancing a car loan is a wise idea for people with existing loans at higher interest rates. Refinancing auto loans is easier than many people might think. The application process is generally quick, taking …

Sep 22 2017

Bank-Based Small-Dollar Loans: An Alternative to Payday Loans #car #loan #calc

#small loans # Bank-Based Small-Dollar Loans: An Alternative to Payday Loans Your Money Working Harder Payday loans your neighborhood loan shark in a retail box have emerged as a hugely profitable underbelly to the banking business. Short-term loans with off-the-scale annual percentage rates that can exceed 500 percent are a growth industry in tough economic times; the industry raked in 42 billion dollars last year. Gary Rivlin, author of From Pawnshops to Poverty, Inc. How the Working Poor Became Big Business. reports that the United States now supports more payday loan outlets than McDonald s and Burger Kings combined. The …

Sep 21 2017

Unemployed? You can get an extra free credit report #0 #credit #card

#credit cards for unemployed # Unemployed? You can get an extra free credit report Federal law grants the jobless that right, but few know of the right By Jeremy M. Simon Here’s one benefit for the unemployed that Congress isn’t about to cut off: If you’re out of work, you can get an additional free credit report each year. Federal law requires that all U.S. consumers be granted free access to their credit reports once every 12 months. Unemployed workers, however, are entitled to an extra report during their job searches. Those reports can have a serious impact on consumers’ …

Sep 21 2017

Is an Albuquerque, NM tour and cruise travel agency #cheap #vacation #packages

#pavlus travel # CheaperTravel.com is an Albuquerque, NM tour and cruise travel agency Title Pavlus Travel – Discounts on: Globus, Trafalgar, Insight, Cosmos, Collette, Club Med, Abercrombie and Kent, Travcoa. Tauck Tours Seller, Discounted Holland America, Princess, NCL, Celebrity Cruises, Royal Caribbean Description I retired from TWA as Senior VP of Marketing and President of TWA Getaway Vacations after 26 years. One would think I had my fill of the travel business. However, I always had a vision of creating a first class travel company that provided tours and cruises at discounted prices, with full service that clients expect. In …

Sep 9 2017

How to Refinance an Auto Loan #car #ratings #and #reviews

#refinance car loan # How to Refinance an Auto Loan By Erin Huffstetler. Frugal Living Expert Erin Huffstetler is a freelance writer specializing in frugal living. She enjoys living the frugal life in Tennessee, where the garage sales and thrift stores are plentiful. Her favorite day of the week? Saturday, of course! It s the ultimate bargain-hunting day. Read more Refinancing an auto loan is far easier than refinancing a mortgage, and it can save you thousands of dollars in interest. Consider refinancing your auto loan if: interest rates have dropped since you bought your car your credit score has …

Sep 9 2017

Pros and Cons for Renting vs. Buying an Apartment #car #rental #heathrow

#renting # Pros and Cons for Renting vs. Buying an Apartment There are both advantages and disadvantages to renting vs. buying an apartment. On the one hand, young families may hesitate about buying an apartment, so they would prefer to rent one until their family has grown. Yet another reason that makes some people rent rather than buy is the fact that owners of homes have a lot of commitments, more than just the down payment and the subsequent mortgage payments. For some, the advantages of renting apartments are obvious. First of all, they are relieved from the ownership responsibilities …

Sep 8 2017

How to Get an FHA Mortgage Loan for Low-Income People #lenders #for #bad #credit

#low income loans # How to Get an FHA Mortgage Loan for Low-Income People FHA-insured loans allow lenders to assist low-income individuals with purchasing homes. Assess your ability to acquire a mortgage loan. The lender will determine the maximum amount you can borrow based upon your debt to-income ratio. Your monthly mortgage payment must be less than 31 percent of your monthly gross income. Your monthly debt cannot be higher than 43 percent of your monthly income. If you’re purchasing a new home, the purchase price of the home should be within the maximum loan amount that you qualify for. …

Sep 8 2017

What Credit Score is Needed for an LL Bean Credit Card? #my #credit #rating

#ll bean credit card # What Credit Score is Needed for an LL Bean Credit Card? December 7th, 2013 | Author: Megan Eisenhower [L]L Bean is one of the biggest names in outdoor wear, and the company offers the convenience of shopping with a rewards credit card to its customers. Since the card is an LL Bean Visa Credit Card, you can use it anywhere and earn rewards. It s a card that offers many benefits to customers that they can enjoy each time they shop. The LL Bean credit card provides free returns, free monogramming, and exclusive sales and …

Sep 8 2017

Writing an Offer to Purchase Real Estate #healdsburg #real #estate

#offer to purchase real estate form # Real Estate Mortgage Resources Writing an Offer to Purchase Real Estate Once you find the home you want to buy, the next step is to write an offer – which is not as easy as it sounds. Your offer is the first step toward negotiating a sales contract with the seller. Since this is just the beginning of negotiations, you should put yourself in the seller’s shoes and imagine his or her reaction to everything you include. Your goal is to get what you want, and imagining the seller’s reactions will help you …

Aug 31 2017

How to Avoid Getting Screwed When Renting an Apartment: Advice from a Landlord #apartment #for

#rent an apartment # How to Avoid Getting Screwed When Renting an Apartment: Advice from a Landlord Renting an apartment can be an easy and pleasant experience or a living hell, and both outcomes generally depend on whether or not you have a good landlord. Here’s one landlord’s advice on avoiding common pitfalls and renting intelligently. If You Want to Pay Less, Ask Rent isn’t necessarily negotiable, but many landlords are willing to compromise on price. While lowering the official rent price can be the most difficult, sometimes you can negotiate other means of decreasing what you have to pay. …

Aug 30 2017

How to Qualify for an FHA Loan With Bad Credit #credit #risk

#getting a loan with bad credit # How to Qualify for an FHA Loan With Bad Credit Good reserves and income can help you get an FHA loan despite bad credit. Related Articles Bad credit limits your options for mortgage financing because lenders believe you are more likely to default than a borrower with strong credit. The Federal Housing Administration offers some of the most forgiving credit guidelines in the mortgage marketplace. Low credit scores, recent collections and previous foreclosure and bankruptcy are common missteps that lead to bad credit. The FHA insures loans made by approved lenders, giving them …

Aug 28 2017

Auto Repairs and Insurance Claims After an Accident #car #pictures

#car insurance estimates # Talk to a Local Auto Insurance Attorney %img src=”http://www.lawyers.com/%3C/p%3E%0D%0A%3Cp%3E/media/354CB54659C044BCA975D36D9C809F8F.ashx?w=250 s insurance company will be responsible for paying at least some of the repair cost. You need to proceed cautiously, so you aren t unfairly blamed for the accident and so you collect enough money make the needed repairs. A Police Report is Critical When the police arrive at the scene of an accident, they will question you and complete a police report. The insurance company will use the police report to make their decision regarding your claim. In addition to the police report, you should gather …

Aug 27 2017

What Is an FHA Streamline Refinance – Guidelines, Pros – Cons #home #improvement #loans

#what is a fha loan # What Is an FHA Streamline Refinance Guidelines, Pros Cons By Michele Lerner If you have an FHA-insured mortgage on your home, you may have the opportunity to refinance with an FHA streamline refinance. While the hype surrounding the FHA streamline refinance program makes it sound fabulous, the reality is that mortgage lenders often put what are called overlays on FHA guidelines. In other words, while the FHA says you can basically refinance your underwater home even if you have bad credit and are unemployed, most lenders require you to meet a certain level of standards. …

Aug 26 2017

Covercraft Car Covers offer protection and an attractive fit in a variety of fabrics & patterns! dustop, evolution, cover craft, truck, custom. #cars #for #sale #online

#car cover # Dear Car Owner: A car is a big investment; for many, the biggest investment you’ll make besides a home. Whether you live in a cold or hot climate, keep it outside or in, drive it or don’t drive it, you can’t keep it completely sheltered from exposure to the elements, dust and even potential thieves. Covercraft makes a wide selection of car covers to help you do just that. There’s nothing like the hot summer sun to fade paint, crack rubber and destroy plastic and vinyl auto interiors. Winter snow can devastate the finish on your prized …

Aug 25 2017

Find an Extensive Selection of Shops to Let at Shop Property #property #for #rent #in

#property to let uk # Find Shops To Let in Shops To Let We make finding shops to let a breeze. Whether you’re looking for a high street property, shopping centre unit or retail park space, exploring shops to rent is made easy by using the search bar above. At Shop Property, we’re committed to providing retailers with direct access to retail agents and the latest available shop units, helping you find the ideal premises with the minimum of fuss. Search the extensive database of available units by retail locations, with a wide selection of properties available in the UK’s …

Aug 25 2017

3 Best Ways to Get an Auto Insurance Quotes #credit #card #companies

#get auto insurance quotes # 3 Best Ways to Get an Auto Insurance Quotes Auto Insurance Quotes If you are going to shop for the auto insurance quotes for the first time, you should focus on these three points to get the best possible auto insurance.  Online Auto Insurance Quotes Getting auto insurance quotes online would be more easy and quick. It’s quite easy to compare the auto insurance rates. To get the estimated auto insurance quotes, you only have to enter some basic data like your car maker, model, age and zip code. You will easily get the best …

Aug 24 2017

Suing an Insurance Company Lawyers #list #of #auto #insurance #companies

#insurance companys # Locate a Local Finance Lawyer Most Common Finance Law Issues: Consumer Bankruptcy Contested Wills or Probate Collections Drafting Wills and Trust Foreclosures Mortgages Consumer Credit Income tax Suing an Insurance Company Filing a policy claim with your insurance company can be a difficult and intimidating process. Many people feel pressured and helpless when a massive insurance corporation refuses to pay on a policy, and think there is no way to contest it. However, insurance companies must obey the law like everyone else. It is important to know your rights to sue an insurer. My Insurance Company Recently …

Aug 23 2017

What Is an Investigative Consumer Report? #best #credit #report #site

#consumer credit report # The Difference Between Investigative Consumer Reports and Credit Reports What is an investigative consumer report and how does it differ from a credit report . There is quite a substantial difference between the two, and any savvy consumer should learn the differences as they both can have an impact on your credit history. If you ve heard that your credit history can affect your employment, you ve likely be exposed to a misunderstanding between credit reports versus investigative consumer reports. What Is a Credit Report? Your credit report is a collection of data gathered from your creditors, …

Aug 22 2017

Real Estate Yard Signs – Breathing New Life Into an Old Friend #real #estate #institute #of #nsw

#real estate yard signs # Real Estate Yard Signs Breathing New Life Into an Old Friend When one considers how much business we get from that thing sticking in the front lawn of our listings, it’s amazing how we take them for granted. One phone call and the sign is installed to our specifications. Another one and it’s taken down and stored. Most agents never touch their signs unless it’s to re-attach a wind-blown rider. Like most aspects of the real estate industry, real estate yard signage is changing. History of Real Estate Signage With the formation of real estate …

Aug 22 2017

US How To Get An American Express Card With Credit – Receive Cash In Next Day. #business #credit #cards

#how to get a credit card with no credit # How To Get An American Express Card With Credit Are you experiencing money problems? Do you just need a small advance against your pay to tide you over? Do you need cash for an unexpected expense? Then a payday loan can be the solution you are looking for. When looking for this type of loan you want the best rates and terms possible, then we can help. How To Get An American Express Card With Credit Are you counting the days until payday? Emergency auto repairs, unexpected bills, and other …

Aug 21 2017

Do you need an extra car repair policy? #car #dealer

#car repair insurance # Do you need an extra car repair policy? Highlights MBI is an insurance contract, unlike a manufacturer or dealer warranty. MBI isn’t new, but it has gained traction during the recession. Some of these extended service contracts duplicate your warranty coverage. Want to keep costly auto repairs from breaking your budget after your manufacturer’s warranty expires? One option may be mechanical breakdown insurance, or MBI, a little-known insurance product that acts like an extended warranty on new and used vehicles but with several advantages, including payment terms, that may make it a good choice for some. Unlike …

Aug 21 2017

What is an SUV? (with pictures) – mobile wiseGEEK #cars #for #cheap

#suv cars # wiseGEEK: What is an SUV? SUV is the widely used and known acronym for Sport Utility Vehicle. At first conception, an SUV was a vehicle that combined the towing capacity of a full-size truck with the passenger and storage capacity of a minivan. However, as consumer demands have changed, so has the vehicle. Many manufacturers now focus on fuel-efficiency and driving and riding comfort, rather than towing capacity. Typical features of an SUV include seating for five to seven, high seating and road positioning, roomy interior, non-dedicated trunk space, high engine capacity and 4 wheel drive capability. …

Aug 20 2017

Buying through an insurance broker. #insurance #quotes #car

#auto insurance broker # Buying through an insurance broker Is it worth getting someone else to sort out your insurance for you? Here s what you need to know about hiring a broker. %img src=”http://www.confused.com/%3C/p%3E%0D%0A%3Cp%3E/media/themes/fab-four/article-content-images/car-insurance/invalidate-car-insurance-main.jpg?h=360 w=540″ /% Back in the days before price comparison websites, you had two options if you wanted to get a car insurance policy that wasn t overpriced: Spend hours getting quotes from a range of insurers and figuring out the best option. Hire an insurance broker and let them do all the legwork for you. These days, using a price comparison site is much more …

Aug 19 2017

Why You Need an Umbrella Policy #real #estate #stalker

#umbrella insurance # Why You Need an Umbrella Policy By Kimberly Lankford | July 22, 2010 Adding extra liability coverage to your auto- and homeowners-insurance policies can protect your finances from expensive lawsuits. We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1-million personal-liability umbrella policy. Why would we need this much coverage? “As long as you can earn a livelihood, you should have an umbrella liability policy,”says Mitch Freedman, a CPA and personal financial specialist in Westlake Village, Cal. Advertisement He recommends that everyone have at least a $1-million umbrella …

Aug 18 2017

Instant Auto Insurance Quotes – Choose an Instant Auto Insurance Quote #cheap #insurance #quote

#instant auto insurance quotes # The Benefits One of the major benefits to getting instant car insurance quotes is that one will be able compare estimates quickly with other companies. This is very useful to the diligent auto shopper who wants to be certain that he or she will get the best possible deal on their auto coverage. Normal coverage shopping can take weeks, especially if one wants to get the best possible deals. Local agents often make their customers jump through some hoops before they give them a quote. This means that one will have to go from meeting …

Aug 17 2017

Loan Modification Programs That Work – An Overview of Options For Homeowners #personal #loan #calculator

#loan modification program # Loan Modification Programs That Work An Overview of Options For Homeowners For the most part, you have a couple options depending on your lender. These are outlined below. Almost every lender has an in-house mortgage modification program. This is simply your lenders own program that is approved under their own guidelines. Every lender is different, so every in-house program is a little different as well. They are often very similar to government programs described below. Most people apply for a government program with their lender and if that is rejected, apply for the in-house loan program. …

Aug 16 2017

How to Qualify for an FHA Mortgage Loan With Bad Credit #loan #modification #calculator

#getting a loan with bad credit # How to Qualify for an FHA Mortgage Loan With Bad Credit Assemble a large down payment. According to HUD, FHA lenders can approve a 3.5 percent down payment only for borrowers with a credit score higher than 580. Applicants with credit scores lower than 580 must come up with at least 10 percent down. “The Wall Street Journal” reports, however, that lenders are unlikely to approve an FHA loan for an individual with a 580 credit score and just 10 percent down. The more money you have for a down payment, the better …

Aug 15 2017

What an Accident Taught Me About Car Rental Insurance – Financial Wellness @ Work #beach #house #rentals

#a rental car # What an Accident Taught Me About Car Rental Insurance If you’ve ever had to rent a car, you know that car rental companies love to sell insurance on their cars. They’ll often ask whether you’d like just the basic coverage or additional coverage at the counter even after you’ve already declined both when making your reservation. After all, it’s one of their big profit centers. Of course, when you’re busy traveling is one of the times when you’re least in the proper state of mind to make a good decision about this sort of thing. You …

Aug 15 2017

How to Apply for an FHA Loan #pensioner #loans

#apply for loan # Things You’ll Need Driver’s License and/or Permanent Resident Alien Card Necessary Documentation Gather together the most recent two months of bank statements, pay stubs and any other assets you may have including pension plans. You must have a valid social security number, driver’s license and/or a valid and up-to-date Permanent Resident Alien card, if applicable. Your lender will need to make copies of these. You will need at least two years of W2’s and may even be required to submit income tax returns. If you do not have these available, contact your local IRS office who …

Aug 15 2017

How to Apply for an SBA Loan #loans #now

#apply for loan online # How to Apply for an SBA Loan While the standards for SBA-qualifying loans are more flexible than those for other types of loans, lenders still require extensive documentation to evaluate your loan request. You should strive to make the best possible presentation in your initial loan submission, since you may not get a second opportunity. Applying for an SBA Loan There are many different formats you can use for a loan proposal. You may want to contact the lender you are approaching to determine which format is best for you. When writing your proposal, don’t …

Aug 13 2017

An Explanation of Credit Cards and Related Issues. #how #to #get #a #loan #with #bad #credit

#credit cards explained # An Explanation of Credit Cards and Related Issues – InvestorGuide Staff Credit cards are an extremely useful way of paying for products and services. They are often more convenient than cash or checks, and they are almost universally accepted (including over the phone). Additionally, they are a great way for you to establish your creditworthiness. And some cards offer additional benefits, such as rebates, frequent flier miles, and insurance. But credit cards are a mixed blessing. They can encourage excessive spending (which often results in serious financial pain for those who carry balances). Also, the interest …

Aug 13 2017

Buying or Selling an Automobile in Massachusetts #usa #car #hire

#sell a car # Buying or Selling an Automobile in Massachusetts Massachusetts Lemon Laws Massachusetts has laws that protect consumers when buying or leasing a new car. and buying a used car that does not meet expectations. These Lemon Laws require dealers to provide consumers with a written warranty against defects that impair a used vehicle’s use or safety, and require private parties to disclose any known use or safety defects. Registration and Insurance Separately, residents can apply for new plates or transfer an existing registration to a vehicle gifted by or purchased from a friend or family member. To …

Aug 12 2017

Unemployed? You can get an extra free credit report #business #loans #for #bad #credit

#credit cards for unemployed # Unemployed? You can get an extra free credit report Federal law grants the jobless that right, but few know of the right By Jeremy M. Simon Here’s one benefit for the unemployed that Congress isn’t about to cut off: If you’re out of work, you can get an additional free credit report each year. Federal law requires that all U.S. consumers be granted free access to their credit reports once every 12 months. Unemployed workers, however, are entitled to an extra report during their job searches. Those reports can have a serious impact on consumers’ …

Aug 12 2017

How to Appraise an Antique, Vintage or Classic Car, Hot Rod or Muscle Car #low #cost #auto #insurance

#auto book value # How to Appraise a Vehicle Last Reviewed: November 28, 2015 Classic car values vary greatly based on the uniqueness, quality and a variety of more subtle factors. The bottom line is that most people are not as capable as professional appraisers to establish a value. The professional appraiser will come with a knowledge of how the true value of a vehicle is determined and they will have a good sense about where to look for problems. There are a lot of “would-be” appraisers out there who think they know everything so be careful. A reputable appraiser …

Aug 12 2017

What is an ARC Number? #cruise #travel #insurance

#arc travels # What is an ARC Number? If you re new to the travel industry, the amount of numbers we have that are in cryptic acronym form is a bit disturbing. CLIA. IATAN, ARC, and more blech! It s complicated but I ll do my best to give you all the details. What is an ARC number, you ask? I ll tell you. What is an ARC Number? In broad terms, think of it as a social security number for a travel agency so they can be identified by vendors. Don t want to be plastering it all over …

Aug 12 2017

How to Register an Auto Dealer for Auctions #used #auto #loan #rates

#newburgh auto auction # Things You’ll Need Permanent business location Auto Dealer License Research state laws and requirements for obtaining and maintaining an auto dealer’s license. The specific requirements vary from state to state but typically require the business to meet stated size requirements, be covered by a bond, and the dealer to meet requirements for training. Complete any training for auto dealers required by the state. These courses may include training on state “lemon” laws, business practices, and licensing requirements. Contact the appropriate licensing agency for the state to receive any additional information and to obtain the application for …

Aug 11 2017

Is it worth buying an extended car warranty? Consumer Reports #car #insurance #rates

#used car worth # Peace of mind comes at a cost After dedicating an afternoon (or more) to test driving, negotiating, and completing a pile of paperwork for your shiny new car, don’t be surprised if a bubble-bursting finance manager at the dealer gives a compelling pitch for an extended warranty. It is for your peace of mind, right? Well, not really. The last-ditch effort to sell you a warranty, or various other unnecessary services, is the dealership’s final assault on your checkbook before you tuck it securely away and drive off. Sure, the pitch is convincing: Should an expensive …

Aug 11 2017

5 Tips for Refinancing an Auto Loan #new #car #loans

#refinancing car loan # 5 Tips for Refinancing an Auto Loan Page 1 of 4 5 Tips for Refinancing an Auto Loan Since the end of 2008, and until U.S. unemployment and inflation rates drop and stabilize, the Federal Reserve is holding interest rates at historical lows, allowing financial institutions to offer appealing rates for new and used car loans. This regulatory climate also means that refinancing a car loan is a wise idea for people with existing loans at higher interest rates. Refinancing auto loans is easier than many people might think. The application process is generally quick, taking …

Aug 10 2017

Credit-reporting agencies agree to an overhaul #neighbors #credit #union

#three credit reporting agencies # Credit-reporting agencies agree to an overhaul New York Attorney General Eric Schneiderman reached a settlement with the three biggest U.S. credit-reporting agencies in a deal that will change the way they handle errors and treat medical debt. Under the agreement, set to be announced on Monday, Equifax Information Services LLC, Experian Information Solutions Inc and TransUnion LLC, will be more proactive in resolving disputes over information contained in their reports. The three credit-reporting agencies (CRAs) collect and provide credit information on more than 200 million consumers in the United States. Credit reports provided by the …

Aug 9 2017

Buying Real Estate as an Immigrant to the U. S. US News #real #estate #baton #rouge

#real estate usa # Buying Real Estate as an Immigrant to the U.S. Immigrants are a growing segment of homeowners. Here’s a look at how the homebuying process works. The housing crisis may have tempered some enthusiasm for homeownership, but many people still consider putting down roots and buying a home to be part of the American dream. This is especially true for immigrants to the U.S. In fact, they accounted for nearly 40 percent of the net growth in homeowners between 2000 and 2010, according to a report by the Research Institute for Housing America (compare this with the …

Aug 7 2017

What is an Auto Credit Score? SmartCredit Blog #how #to #get #credit #card #with #no #credit

#whats my credit score # What is an Auto Credit Score? When buying a car most people don’t know their credit score is not used to determine their car loan.  Instead, a different score is used.  It’s something called an Auto Industry Option Score (‘Auto Credit Score’).  This auto credit score is usually calculated by FICO exclusively for use by auto lenders to determine your loan qualification, down payment and interest rate. Almost 90% of auto lenders base their lending decision on your auto credit score. It is calculated primarily on your previous auto loan history and not your overall …

Aug 7 2017

Why You Need an Annual Insurance Review – Allstate #fisher #auto #parts

#auto insurance reviews # Why You Need an Annual Insurance Review Allstate agent Tim Waltrip of Shawnee, Kan. shares some helpful information on the importance of reviewing your homeowners insurance with your agent on an annual basis. The New Year is a time when many people pledge to lose weight and be more organized, but it’s also a good time to resolve to better protect your family’s home and belongings with an annual homeowners insurance review. Why is a yearly check-in with your insurance agent important? The benefits of an annual insurance review Many homeowners purchase an insurance policy when …

Aug 7 2017

What Is An Average Interest Rate On A Poor Credit Car Loan Bad credit no money down used car loans 2014. #credit #cards #for #people #with #poor #credit

#poor credit auto loans # What Is An Average Interest Rate On A Poor Credit Car Loan Do you have poor credit? Looking out for a car at some stage or the other in life is a common thing. Even if a person has a poor  credit history, the desire to buy a car cannot stop him from finding different ways of buying it. There are a number of people, even after having a bad credit are still on the look out for a new car. They may also not be fully aware of the interest rates or APR that …