NEWS

Nov 6 2017

Why You Need an Umbrella Policy #multicar #insurance

#umbrella insurance # Why You Need an Umbrella Policy By Kimberly Lankford | July 22, 2010 Adding extra liability coverage to your auto- and homeowners-insurance policies can protect your finances from expensive lawsuits. We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1-million personal-liability umbrella policy. Why would we need this much coverage? “As long as you can earn a livelihood, you should have an umbrella liability policy,”says Mitch Freedman, a CPA and personal financial specialist in Westlake Village, Cal. Advertisement He recommends that everyone have at least a $1-million umbrella …

Nov 6 2017

Why Should Drivers Compare Insurance Companies #aa #car #insurance

#in car insurance # Why Should Drivers Compare Insurance Companies? As a college Professor of Insurance, I have noticed that when college students take that important step into independence and start paying for their own car insurance, most of them continue buying car insurance from the same company their parents used.   Many times their parents have been insured by this company since they became drivers too. It never occurs to these students (or their parents) that all insured drivers should “shop around” for affordable car insurance.  Maybe they assume that every insurance company charges the same rate for the same …

Sep 30 2017

Why is a Credit Card needed when creating a Roku account? Roku Support #credit #cards #for #people #with #poor #credit

#i need a credit card # Why is a Credit Card needed when creating a Roku account? You’ll be prompted to create a Roku account during guided setup. Your Roku player will provide a linking code that you’ll enter from any browser at my.roku.com/link. Alternatively, you can create an account here . A Roku account is free, but we do prompt you to put a payment method on file for your convenience. Roku’s vast selection of channels and streaming options mean you certainly will find something that piques your interests, and the ability to rent purchase directly from the TV immediately …

Sep 30 2017

Why I REFUSE to Play the Credit Score Game – ReadyForZero Blog #credit #cards #for #unemployed

#how can i get a free credit score # Why I REFUSE to Play the Credit Score Game 19 Sep 2012 by Ben Welcome to the 4th Smart Money Debate  at ReadyForZero! To see the other side  of this debate, read David s post: Why Your Credit Score Matters (Even When You’re In Debt). And then let us know which argument was more convincing! This post was written by Brad Chaffee. who in 2008 passionately launched the award-winning blog  Enemy of Debt  to inspire others to radically eliminate debt from their lives. Contrary to what some people may think, he says he lives in an …

Sep 30 2017

Why Your Credit Score Might Be Wrong #unsecured #loans #no #credit #check

#get your credit score free # Why Your Credit Score Might Be Wrong The internet has some great credit score resources. You can get your credit score online for free. You can attend a meetup to talk about improving your score. And, you can even sign up for credit score dating websites (let us know how that goes). But can you get a free credit score that matches what your lender is using? Probably not. While sites like Credit Karma have become popular in recent years, they may not be giving you very helpful scores. Why? Because they aren’t providing …

Sep 21 2017

What You Need For A Car Insurance Quote – Why #credit #card #company

#car insurance information # What You Need For A Car Insurance Quote Online Car Insurance Quoting Questions: What You Need and Why Quote shopping for car insurance may seem complex; but in reality, it’s simple when you break it down. Insurance companies need specific information to provide an accurate quote. Understanding what details you must have at your fingertips, and why car insurance companies ask those questions, will simplify the process. Questions About Your Vehicle How many miles do you drive each day? Car insurance companies want to know how far you drive on a daily basis, because the more …

Sep 9 2017

Why You Should Buy Car Insurance Online #car #auctions

#buy auto insurance online # Cheap Car Insurance for Drivers Now Comparable Through New Insurer Tool Online Orlando, FL (PRWEB) April 09, 2014 Drivers who are searching for different coverage options to protect motor vehicles during an accident can now use the Insurance Pros USA website. The inclusion of cheap car insurance companies through the open system is now offering immediate comparisons of rates for drivers at http://insuranceprosusa.com/auto-insurance.html. All drivers who access the public portal this year have the option of reviewing one or more agency to find the less expensive plans offered. A number of providers offering coverage products …

Sep 3 2017

Why Ontario drivers pay the highest car insurance rates in the country – The Globe and Mail #what #car #should #i #buy

#car insurance ontario # Why Ontario drivers pay the highest car insurance rates in the country Add to. Nick Dasko bought his first car when he was 22 – a seven-year-old Mazda Protege that cost him $10,000. Then came the insurance bill: more than $6,000, even though he had no tickets or at-fault accidents. Some of his friends were paying even more – $10,000 was not unheard of. Auto insurance is the wild west of compulsory services. If you want to drive, you have no choice but to buy it – but what you pay varies wildly. According to quotes …

Sep 1 2017

CDC Chief: Why I don t support a travel ban to combat Ebola outbreak #travel #insurance #reviews

#cdc travel # CDC Chief Why I don t support a travel ban to combat Ebola outbreak The first case of Ebola diagnosed in the United States has caused some to call on the United States to ban travel for anyone from the countries in West Africa facing the worst of the Ebola epidemic. That response is understandable. It’s only human to want to protect ourselves and our families. We want to defend ourselves, so isn’t the fastest, easiest solution to put up a wall around the problem? But, as has been said, for every complex problem, there’s a solution …

Aug 31 2017

Why your new car is dropping in value so fast #car #insurance #comparison

#new car values # Why your new car is dropping in value so fast You know that sinking feeling you get in your stomach when you drive your brand-new car off the dealer lot and you know it just lost a huge chunk of value as soon as its tires hit the public roads? Yeah, well that feeling is about to sink even lower into the pit of your stomach. Used car values are expected to drop significantly in 2015, which is a boon to used car buyers but a pain for everyone else. The reason for all of this …

Aug 29 2017

Why Isn – t My Mortgage on My Credit Report? #credit #reference #agency

#my credit report # Why Isn t My Mortgage on My Credit Report? A mortgage can provide a strong, positive reference on credit reports and boost your credit scores. But sometimes lenders refuse to report those payments. What do consumers do then? Our reader Omar wrote: When my wife and I went bankrupt two years ago our attorney failed to recommit to our mortgage lender. Our problem is that our lender will not report our current payments to the credit bureau. I do not want or cannot afford any new credit, I would like for our lender to report our …

Aug 28 2017

7 Reasons Why a P2P Loan is Good News for – Bad – Credit #harp #loan

#loan bad credit # 7 Reasons Why a P2P Loan is Good News for Bad Credit While many of us in the peer to peer lending world have the luxury of having extra cash to invest, the reality is that millions of people in our country struggle under the weight of bills and unpaid debt. Whether through a bad shopping habit or a sudden medical emergency, many people need access to cash but do not have good enough credit history to be approved for a personal loan from a bank. Loans up to $35,000 Check your rate at both, go …

Aug 27 2017

Why Your Student Loan Interest Rate Is So High #midwest #title #loans

#student loan rates # Why Your Student Loan Interest Rate Is So High Photograph by Daniel Shea for Bloomberg Businessweek Szczepaniak has borrowed more than $200,000 to put his four sons through college. The loans have interest rates above 7 percent. Total monthly payments: $2,086 Joe Szczepaniak pays a 3.5 percent interest rate on the mortgage for his house in a Chicago suburb. His car loan is 1.79 percent. The federal education loans he took out to send his four sons to college? They’re all above 7 percent. “Student loans have been the big black holes of my budget,” he says. Szczepaniak, who …

Aug 25 2017

Why your credit score might soon get a boost #business #credit #score

#get credit scores # Why your credit score might soon get a boost Worried about your credit score? Well, good news is on the way. Fair Isaac, which is in charge of tabulating the popular FICO credit scores, is about to recalibrate the way it calculates credit scores. That may mean it s easier for millions of Americans to get loans. The company said Thursday it plans to dismiss late bill payments as a negative to consumers score, if those bills have been paid or settled with a collection agency. Additionally, unpaid medical bills will have less of an effect …

Aug 25 2017

Why you need more liability insurance – CBS News #manulife #insurance

#liability auto insurance # Why you need more liability insurance Ray Martin MoneyWatch May 30, 2013 7:00 AM EDT generic car crash windshield accident Close CBS/iStockphoto (MoneyWatch) Most people don’t give the risk of a lawsuit a second thought. But with liability law suits on the rise and attorneys seeking larger awards, the risk is very real. Most home insurance policies cover only liability claims up to $300,000 for personal liability and most automobile policies provide up to $250,000 per person and $500,000 per accident for bodily injury. Amounts for claims covered by property damage are lower, typically around $100,000. …

Aug 25 2017

Why You Should Combine Your Car and Home Insurance. #budget #insurance

#car and house insurance # Why You Should Combine Your Car and Home Insurance A combined car and home insurance policy can save you a lot of money, especially if you live in an area where insurance premiums are high. While offering the protection you need, these companies require you to pay lesser premium amounts, also reducing the policy fees for the combined protection. Benefits of dual protection policy In a broad finance perspective, two policies issued for your vehicle and your house results in incurring two administrative and policy fees associated with them, not to mention double the potential …

Aug 22 2017

Which Credit Reporting Agencies Banks Use To Pull Your Credit Report – And Why It MattersThe Points Guy #free #credit #report #and #scores

#credit reporting agency # Which Credit Reporting Agencies Banks Use To Pull Your Credit Report And Why It Matters This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page . One of the most important things to know when applying for multiple credit cards at a time is which credit bureau each bank pulls your credit report from. There are three main credit bureaus or credit reporting agencies (CRAs) that banks and credit card companies …

Aug 22 2017

What is Probate Sale and Why Would You Want to Buy it? #lake #hartwell #real #estate

#probate real estate # What is Probate Sale and Why Would You Want to Buy it?

Aug 21 2017

Preapproved Credit Cards: Why Approval Isn’t Guaranteed – How to Opt-Out #juniper #credit #card

#credit card approval # Preapproved Credit Cards: Why Approval Isn’t Guaranteed How to Opt-Out by Odysseas Papadimitriou. CardHub CEO | Sep 25, 2013 A preapproved credit card offer neither contains an active card that you can begin using immediately, nor does it provide a guarantee that you’ll be granted the card should you ultimately decide to submit a formal application.  Rather, it’s a target marketing technique that issuers use to increase application and approval rates and thereby optimize their advertising budgets. More specifically, credit card companies use basic underwriting data from the major credit bureaus to determine which credit card …

Aug 19 2017

Why Buy Real Estate in Panama? See Benefits – Laws #wyoming #real #estate

#panama real estate # Panama Real Estate Information Panama’s Real Estate Boom Panama has had a non-stop real estate boom since 2005.  The worldwide economic crisis did not affect Panama’s economy which remains as one of the strongest in all of Latin America. In 2012, Panama City has over 200 condominium buildings over 20 stories tall being constructed.  The city is experiencing a complete infrastructure overhaul with brand new Volvo busses with air conditioning replacing its entire fleet of public busses.  A new metro 13 kilometer subway system is under construction which will provide new, sleek, modern subway trains from …

Aug 19 2017

Why Every Real Estate Agent Needs a Business Plan #grosse #pointe #real #estate

#real estate business plan # Why Every Real Estate Agent Needs a Business Plan by Dustin Russell on November 19, 2012 The necessity of business plans has become a hot topic in real estate. Trainers are propounding their business plan-writing techniques in webinars and conference halls across North America. A recent Google search for real estate business plan returned almost half a billion search results! For those of you who were able to attend this year s NAR conference, you might have picked up a copy of the Florida Association of REALTORS® November/December magazine. In this magazine are a slew …

Aug 19 2017

Why You Need an Umbrella Policy #real #estate #stalker

#umbrella insurance # Why You Need an Umbrella Policy By Kimberly Lankford | July 22, 2010 Adding extra liability coverage to your auto- and homeowners-insurance policies can protect your finances from expensive lawsuits. We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1-million personal-liability umbrella policy. Why would we need this much coverage? “As long as you can earn a livelihood, you should have an umbrella liability policy,”says Mitch Freedman, a CPA and personal financial specialist in Westlake Village, Cal. Advertisement He recommends that everyone have at least a $1-million umbrella …

Aug 19 2017

Why you should buy rental car insurance – CBS News #bad #credit #unsecured #loans

#buy car insurance # Why you should buy rental car insurance Ray Martin MoneyWatch Aug 10, 2012 9:45 AM EDT generic car crash windshield accident Close CBS/iStockphoto CBS/iStockphoto (MoneyWatch) As I wrote earlier this week, there are various ways of avoiding fees when renting a car. But what to do about rental car insurance? The conventional wisdom among personal finance experts is never to spring for it. But let me tell you why paying a few extra bucks for rental car insurance may be one of the smartest things you can do. If your current auto insurance includes collision and …

Aug 17 2017

Understanding Airline Ticket Prices: Why Your Seatmate – s Airfare Cost More (or Less) than Yours #south #hall #travels

#price of airline tickets # Understanding Airline Ticket Prices: Why Your Seatmate s Airfare Cost More (or Less) than Yours Anyone who has ever shopped for cheap airline tickets is acutely aware that when you buy an airline ticket, you may pay hundreds of dollars more or less than someone purchasing an airline ticket for the very same flight. Cheap Airline Ticket Tactics Like Shopping at Macy s (Kind Of) Does this make sense? Well, think of it this way: you re shopping for a sweater, and you happen to make your purchase at Macy s during a big sale. …

Aug 17 2017

Chase Ink Cash Review 2015: Why Is It Good, for Some. #business #credit #report

#credit card reviews # Chase Ink Cash Review 2015: Why Is It Good, for Some. This article contains references to products from our partners. We receive compensation if you apply or shop through links in our content. You can help support CreditDonkey by reading our website and using our links. (read more ) Bottom Line Chase Ink Cash Business Card Review There are two Chase Ink credit cards available: the Ink Cash and the Ink Plus . The Ink Cash has no annual fee while the Ink Plus has an annual fee. We’ll focus primarily on the Ink Cash in …

Aug 16 2017

Why discount travel sites are angry with Delta #supermarket #travel

#discount travel sites # Here’s why discount travel sites are angry with Delta Finding cheap airfare on discount travel sites is great for consumers—but airlines have to play ball for it to truly work. A group of these sites, including TripAdvisor, CheapOair, and Hipmunk, is banding together publicly against Delta Air Lines Inc. s DAL recent removal of flight information and fares from their listings. Their complaints are relayed in a report released today by the Travel Technology Association (Travel Tech, as it calls itself), a trade group representing such sites, according to The Wall Street Journal . Travel Tech, …

Aug 16 2017

Why Travel Agents and Telephones Still Rule Cruise Booking – Skift #travel #agent #training

#cruise travel agents # Why Travel Agents and Telephones Still Rule Cruise Booking If you thought social travel and trip-planning were hard, just consider online cruise booking, where travel agents and the phone are still the predominant tools. Dennis Schaal There s a reason that Carnival Corp. and Norwegian Cruise Line  each state that travel agents still handle a majority of their bookings: Cruise booking can sometimes be so complex it makes wedding planning seem to be a mere walk around the promenade deck. The existence of dozens of cruise lines, with several hundred ships in their motley fleets, is …

Aug 16 2017

How to Get No Credit Check Auto Loans With Bad Credit and Why #online #title #loans

#no credit check auto loans # Past News Releases Complete Auto Loans is helping more drivers safely get a new or used car by matching them with the best auto lenders in America. While some consumers may think that their credit is too shot to get a car loan, CAL encourages drivers to try their online auto loan application and to be cautious about applying for no credit check auto loans . http://www.completeautoloans.com/no-credit-check/ Complete Auto Loans says, Depending upon your situation, a loan without a credit check may not be the best option for you. In this type of lending …

Aug 16 2017

Why Use a Travel Agent? #travel #package #deals

#travel agent # Blog Post Strategies There’s a reason we use the term advisor to describe the members of our annual A-List. the top travel specialists in the business. These experts offer much more than booking services. First and foremost, says Wendy Perrin, TripAdvisor’s Travel Advocate and founder of WendyPerrin.com. they can help you decide where to go by walking you through the pros and cons of destinations based on the varying interests (and ages) of the people in your group. Not only that, they’ll deliver insider insights and access. They can tell you how to avoid the crowds at …

Aug 16 2017

Why Is There Information on My Credit Report That Is Not Mine? #my #credit

#my credit report # Find out why your credit report might contain debts and other information that are not yours. A recent study indicated that roughly 80% of credit reports are inaccurate. At least 25% contain errors so important that it may impact credit decisions. It’s hardly surprising, then, that your credit report might contain inaccurate personal information, including information about debts that do not belong to you, addresses and names that are not yours, and more. Here are some common mistakes, why they happen, and what you can do to fix them. Incorrect Personal Information outdated or incorrect employment …

Aug 14 2017

Why you should pay off your car loan ASAP #no #credit #check #loans

#car loan payment # Why you should pay off your car loan ASAP You may not save a huge amount on interest, but you ll free up cash in your budget every month.

Aug 9 2017

Why Women Pay Lower Insurance Premiums and How to Get Lower Rates for Male Drivers. #kenwood #car #audio

#womens car insurance # Why Women Pay Lower Insurance Premiums and How to Get Lower Rates for Male Drivers It is a well-known fact that men pay higher car insurance rates than women. However, what is not so well known is the reasons why men pay higher car insurance rates. Many people tend to believe it is simply because men usually drive much faster than women that there is such disparity in the rates. While this is true to a certain degree, there are other reasons as well. Get Free Car Insurance Quotes Why Men Pay More than Women Many …

Aug 7 2017

Why You Need an Annual Insurance Review – Allstate #fisher #auto #parts

#auto insurance reviews # Why You Need an Annual Insurance Review Allstate agent Tim Waltrip of Shawnee, Kan. shares some helpful information on the importance of reviewing your homeowners insurance with your agent on an annual basis. The New Year is a time when many people pledge to lose weight and be more organized, but it’s also a good time to resolve to better protect your family’s home and belongings with an annual homeowners insurance review. Why is a yearly check-in with your insurance agent important? The benefits of an annual insurance review Many homeowners purchase an insurance policy when …

Aug 6 2017

Why Should Drivers Compare Insurance Companies #car #websites

#car insurance companies # Why Should Drivers Compare Insurance Companies? As a college Professor of Insurance, I have noticed that when college students take that important step into independence and start paying for their own car insurance, most of them continue buying car insurance from the same company their parents used.   Many times their parents have been insured by this company since they became drivers too. It never occurs to these students (or their parents) that all insured drivers should “shop around” for affordable car insurance.  Maybe they assume that every insurance company charges the same rate for the same …

Aug 6 2017

Why used-car loans are clunkers #car #trawler

#used car loans # AnnaMariaAndriotis Consumers shopping for a used car worry they’ll end up with a lemon, but they are more likely to be saddled with a clunker-like loan. Used-car buyers accounted for 62% of all the car loans originated during the second quarter of this year, according to data from credit bureau Experian. And these borrowers are driving away with interest rates that can be double what they would pay on a new-car loan. They also likely owe a lot more on the loan than what the car is worth. Shutterstock.com Interest rates on used-car loans averaged 8.56% …

Aug 6 2017

Study: Why Hyundai and Volvo Are Best Certified Used Car Brands #sell #a #car

#best used car deals # | By: Michael Zak | AOL Autos CPO cars undergo a safety inspection and come with a warranty (Credit: Getty Images). A lot of car buyers are flocking to car dealerships this week to capitalize on end-of-year car deals. But not all of them will walk away with a new car. Once at the dealerships, many find a better deal on the vehicle they want among the certified-pre-owned cars and trucks on the lot. And according to IntelliChoice. a provider of automotive cost and value analysis, Volvo and Hyundai have the best certified pre-owned programs …

Aug 3 2017

Why You Should Buy Car Insurance Online #car #loan #payments

#buy car insurance online # Cheap Car Insurance for Drivers Now Comparable Through New Insurer Tool Online Orlando, FL (PRWEB) April 09, 2014 Drivers who are searching for different coverage options to protect motor vehicles during an accident can now use the Insurance Pros USA website. The inclusion of cheap car insurance companies through the open system is now offering immediate comparisons of rates for drivers at http://insuranceprosusa.com/auto-insurance.html. All drivers who access the public portal this year have the option of reviewing one or more agency to find the less expensive plans offered. A number of providers offering coverage products …

Aug 3 2017

Why you need more liability insurance – CBS News #national #auto #insurance

#liability auto insurance # Why you need more liability insurance Ray Martin MoneyWatch May 30, 2013 7:00 AM EDT generic car crash windshield accident Close CBS/iStockphoto (MoneyWatch) Most people don’t give the risk of a lawsuit a second thought. But with liability law suits on the rise and attorneys seeking larger awards, the risk is very real. Most home insurance policies cover only liability claims up to $300,000 for personal liability and most automobile policies provide up to $250,000 per person and $500,000 per accident for bodily injury. Amounts for claims covered by property damage are lower, typically around $100,000. …

Aug 3 2017

Why 3 Different Credit Scores? Difference between 3 Credit Bureaus #uk #credit #cards

#three credit reporting agencies # Differences Between The 3 Major Credit Bureaus: Experian, Equifax TransUnion Most likely you’ve heard of your credit report and credit scores. You may even know that you can get a free copy of your credit report once a year. But, did you know that you have three different credit reports and three different credit scores? The reason you have three reports and scores is that there are three separate credit bureaus – each reporting your credit history in its own way. What is a credit bureau? There are three major credit bureaus in the United …

Aug 2 2017

Why are super-cheap 10 year mortgages unpopular? Millions missing out on chance to lock into attractive deals #peer #to #peer #loans

#loan deals # Why are super-cheap 10 year mortgages unpopular? Millions missing out on chance to lock into attractive deals  Published: 22:54, 17 November 2015 | Updated: 22:54, 17 November 2015 View comments Millions of homeowners are missing out on the chance to lock into attractive low mortgage deals that last a decade. While the amount being borrowed for home loans is rising each month, the majority of buyers are ignoring a glut of ten-year fixed deals. With interest rates widely expected to go up next year, some providers are already pulling their best rates. Nationwide announced yesterday that the …

Jul 30 2017

Why Did Health Insurance Stocks Go Up After The President s Speech? #credit #card #offers

#health insurance quote # Why Did Health Insurance Stocks Go Up After The President’s Speech? Nov 10, 2009 | Updated May 25, 2011 Richard (RJ) Eskow Writer/Editor, Bernie 2016 The President gave a speech last night that was exciting, stirring, and unapologetic in its defense of government activism. He singled insurance companies out for special criticism, gave a convincing argument in favor of the public plan option, and forcefully stated that a health reform bill can and will be passed this year. So why did health insurance stock prices go up the next day? UnitedHealth? Up 17 cents. WellPoint? Up …

Jul 30 2017

Why Shop Around For Home Insurance Quotes? #auto #insurance #agents

#shop insurance # Why shop around for home insurance quotes? You’ve probably heard this before, maybe loads of times. When it comes to insurance, it pays to shop around. There’s a reason that line is repeated so often: It’s solid advice, because big savings are possible. Just look at the evidence from a recent simple, unscientific survey of home insurance quotes that Bankrate conducted, focusing on sample addresses in 15 cities scattered across the U.S. Bankrate went on the websites of four major insurers to gather annual homeowners rate quotes for each of the addresses. The quotes were gathered in …

Jul 29 2017

Disneyland Vacation Packages – Why to Buy – Or Not #travel #companies

#hotel and airfare # Disneyland Packages By Betsy Malloy. California Travel Expert Betsy Malloy has had her lens – and her pen – focused on California since the late 1990s, when she became About.com’s California travel expert. Since then, she has visited nearly every corner of the Golden State and created thousands of pages to help others enjoy the Golden State as much as she does. She is a freelance travel writer, professional photographer and former San Francisco City Guides tour leader. Before moving to the San Francisco Bay area, Betsy lived in Los Angeles. She has traveled extensively California, …

Jul 25 2017

Writing Real Estate Slogans: Why, When and How – Point2 Agent Real Estate Marketing Blog #grafton #real #estate

#real estate slogans # Writing Real Estate Slogans: Why, When and How Do you have a slogan for your real estate business? If not, why not? Real estate slogans are a fun, easy way to make your business more memorable and explain what you do in just a few words. We’re not saying that you need to slap a slogan on everything in site or make your kids wear “My dad, your REALTOR® for life” t-shirts (generally a BAD slogan, by the way), but a catchy phrase is handy to have for the back of your business card. Or, say, …

Jul 23 2017

Baltimore MD Houses for Rent – Why rent when you can own? #rental #rv

#homes for rent to own # Baltimore MD Houses for Rent Why rent when you can own? If you re looking for Baltimore houses for rent   then you may want to consider your other options as a potential home owner in the Baltimore area. Most locals who are looking for homes to rent in Baltimore are likely looking at renting as their only option because of things like bad credit or a lack of funds for a large down payment. How Many Baltimore Area Renters Are Turning To Home Ownership By Renting To Own If you haven t heard of …

Jul 13 2017

Personal Finance 101: Why Do I Need Credit At All? The Simple Dollar #what #is #my #credit #rating

#i need a credit card # Personal Finance 101: Why Do I Need Credit At All? Samantha writes in: I don t understand why I need credit at all. Credit just gets you into debt and you wind up paying interest to other companies. What s the point of throwing my money away like that? Samantha asks a really good question here and in some respects, she s spot on. Poor use of credit is a big net loss for people. Because of the interest payments, you lose far more than you gain. The Benefits of Having A Good Score …

Jul 12 2017

Car Insurance Rates – Age – Why Some Drivers Pay Less #debt #consolidation #loans #bad #credit

#get insurance rates # How Age Affects Auto Insurance Rates How Age Affects Car Insurance Rates As car insurance companies calculate your premiums, they may place a large stock in your age if you or another driver in your household is under 25 years old or over 65 years old. While this may seem like age discrimination at first glance, the policy is based on solid evidence that these age groups, along with new drivers, are more dangerous on the roads and therefore are a higher risk for the company to take on. The result is higher car insurance rates. …

Jul 11 2017

Why It Pays to Book With a Travel Agent – US News #travel #insurance #quotes

#online travel agent # Why It Pays to Book With a Travel Agent Some consumers are kicking the stressful DIY approach to the curb. Booking a trip often proves to be an extremely stressful, grueling undertaking. You can spend hours online searching for deals on flights and hotels, bouncing from one website to another in pursuit of the perfect price. This kind of process is often headache-inducing: Approximately 20 percent of more than 2,000 travelers worldwide said it took them more than five hours to search and book travel online, according to a recent survey by the I.B.M. Institute for …

Jul 11 2017

Why You Should Take a Guided Tour in Spain #travel #buddy

#spain travel packages # Why Take a Guided Tour? By Damian Corrigan. Spain Travel Expert Damian is a travel writer and consultant. Damian started visiting Spain in 1989, to visit his grandparents, who lived in Javea. He moved to Spain in 2003 and has lived here most of the time since. Apart from writing about Spain full time since 2006, he also works with tour groups, bars and hotels, helping them with their itineraries, food and drinks menus and promotion. Whether you need to know where to learn Spanish in Spain or how to serve the perfect gin and tonic …

Jul 11 2017

Why Your Insurance Premiums Just Went Up (and What to Do About It) #car #giant

#car and house insurance # About Have you noticed that your insurance premiums are going up lately? Going up a lot? You’re not alone. According to a new report out from Bankrate.com. more than one-third of U.S. consumers say their insurance costs grew in 2012. In a few cases, this was because people had more things to insure — they bought a new house, or a second car, or perhaps brought home a new baby, who needed some health insurance. But in the majority of cases — 62 percent — consumers say they’re paying more simply because their insurance company …